Advance Finance & Investment Ltd - Leading NBFI in Bangladesh

15+ Years of Excellence

COMPANY OVERVIEW

A Customer-Focused Financial Institution

Established in 2010, Advance Finance is a customer-focused Non-Bank Financial Institution dedicated to delivering innovative, reliable, and sustainable financial solutions. Since its inception, the Company has grown by combining sound financial discipline with customer-centric service, strong governance, and continuous innovation. Today, Advance Finance serves individuals, entrepreneurs, SMEs, and corporate clients through a diversified portfolio of financial products designed to support long-term economic growth and financial inclusion.

Over 300 professionals in our team

Assets exceeding ৳5,000 Crore

Serving 50,000+ clients nationwide

OUR STORY

A Journey of Trust & Excellence

"Financing is Much More Than Just a Monetary Transaction. Every Transaction Has a Purpose, and Our Purpose is to Finance Happiness."

What started as a visionary initiative in 2010 with a small team and a single product offering has now grown into one of Bangladesh's most trusted Non-Banking Financial Institutions. Advance Finance & Investment Ltd began its journey in the heart of Dhaka's financial district with just 8 employees and a dream to democratize access to financial services for all Bangladeshis.

Over the past 15 years, we have established ourselves as a leader in the NBFI sector with a strong presence across retail, SME, and corporate financing segments. Today, we operate from our headquarters in Motijheel Commercial Area, with 45+ branches strategically located across Bangladesh.

MILESTONES

Company Timeline

Key milestones in our journey

2010

Established

Established with a vision to provide responsible and customer-centric financial solutions.

2012

Expanded Offerings

Expanded product offerings to support retail, SME, and corporate customers.

2015

Strengthened Operations

Strengthened business operations and customer outreach across Bangladesh.

2018

Digital Transformation

Accelerated digital transformation through technology-driven services.

2022

Governance Focus

Reinforced corporate governance, compliance, sustainability, and prudent risk management.

LEADERSHIP

Messages from Our Leaders

Chairman's Message

At Advance Finance, we believe that a financial institution is more than a provider of financial solutions it is a trusted partner in fostering economic growth, empowering businesses, and creating opportunities for individuals and communities. Since our inception, we have remained steadfast in our commitment to conducting business with integrity, transparency, and accountability while delivering sustainable value to all our stakeholders.

Our journey has been guided by a clear vision of building a resilient and customer-centric financial institution. Through prudent risk management, strong corporate governance, continuous innovation, and operational excellence, we have earned the confidence of our valued customers, shareholders, regulators, and business partners.

- Mahbubul Alam Chowdhury, Chairman

Managing Director's Message

At Advance Finance, our greatest strength lies in the trust of our customers, the dedication of our people, and the values that guide every decision we make. We are committed to delivering innovative, customer-centric financial solutions that empower individuals, entrepreneurs, and businesses to achieve their financial aspirations while contributing to the sustainable development of Bangladesh.

In an ever-evolving financial landscape, we continue to invest in technology, enhance operational excellence, and strengthen our risk management and governance practices to ensure that our services remain efficient, secure, and responsive to the changing needs of our customers.

- Mohammad Shamsul Huda, Managing Director & CEO

WHAT DRIVES US

Our Mission, Vision & Values

The foundation of our commitment to excellence and customer satisfaction

Our Mission

To provide reliable, technology-driven, and customer-focused financial services while maintaining the highest standards of ethics, transparency, governance, compliance, and operational excellence.

Our Vision

To become one of Bangladesh's most trusted, innovative, and customer-centric non-bank financial institutions by delivering sustainable financial solutions and creating lasting value for all stakeholders.

Our Core Values

Integrity

We conduct business with honesty and transparency in all our dealings

Customer Focus

Our customers' success is our success

Innovation

We embrace technology and innovation to better serve our customers

Excellence

We strive for excellence in service delivery and operational efficiency

Accountability

We take responsibility for our actions and decisions

Teamwork

We collaborate to achieve common goals

Sustainability

We create long-term value for stakeholders and communities

STRATEGIC PRIORITIES

Our Strategic Focus Areas

Digital Transformation

Accelerate digital transformation and technology adoption

Customer Experience

Deliver superior customer experiences and service quality

Financial Inclusion

Expand financial inclusion across underserved communities

Governance

Strengthen governance and regulatory compliance

Operational Excellence

Enhance operational efficiency and process optimization

Employee Capability

Invest in employee capability development and training

Responsible Financing

Promote responsible financing practices

Sustainable Value

Create sustainable value for all stakeholders

WHY CHOOSE US

What Sets Us Apart

More than just numbers - we're about building lasting relationships

Nationwide Presence

45+ branches in Dhaka, Chattogram, Sylhet, Rajshahi, Khulna, and 15+ other cities

AAA Rated

Highest safety rating by CRISL for financial institutions since 2015

Quick Approval

Fast processing with approvals in as little as 15-21 days

Dedicated Support

Personalized service with dedicated relationship managers

REGULATORY COMPLIANCE

Trusted & Regulated

We operate under strict regulatory oversight to ensure the highest standards of financial security and transparency for our clients.

Licensed by Bangladesh Bank

License No: FID-01/2010

AAA Credit Rating

By Credit Rating Information and Services Limited (CRISL)

Member of BLFCA

Bangladesh Leasing and Finance Companies Association

Future Outlook

Looking ahead, Advance Finance remains focused on innovation, operational excellence, digital transformation, and sustainable growth. By continuously adapting to changing market dynamics and customer expectations, the Company is committed to strengthening its position as a trusted financial institution while contributing meaningfully to Bangladesh's economic development.