Supply Chain Finance

Your Smart Funding Solution

Up to 80%

Advance Against Verified Invoices

Up to 180 Days

Credit Period Based on Cash Flow Cycle

1 Year

Loan Tenure from Sanction Date

Multi-Invoice

Financing Across Multiple Buyers

Your Smart Funding Solution

Convert your receivables into immediate, usable cash.

Companies, large or small, appreciate the cost and time savings of efficient supply chain finance solutions. Supply Chain Finance at Advance Finance can be a significant source of competitive advantage for your business by ensuring fast, steady, secure and convenient revolving finance that improves balance sheet performance, fulfills working capital needs, enhances risk management, and expands business opportunities. Advance Finance caters to both your front-end and back-end value chain financing requirements.

Loan Tenure: 1 year from the Sanction date
Up to 80% of advance financing against verified invoices
Credit Period based on the client's cash flow cycle (maximum 180 days)
Payment assignment from the buyers
Loan Limit: any amount justified by sales (subject to management approval)

Why Avail a Factoring Facility?

Turn receivables into growth, faster

Accelerated Growth

Inject fresh funds to execute work orders while awaiting payment from your buyers.

Stronger Partnerships

Build greater client partnerships with buyers, resulting in greater sales.

Improved Liquidity

Improve working capital and liquidity management by reducing Days Sales Outstanding.

Efficient Cash Flow

Manage and improve cash flow precisely and efficiently, reducing operating costs.

How You Can Use This Facility

Practical relief for trapped working capital

Releasing Trapped Working Capital

If you supply goods and/or services to large corporate entities regularly, you may often find your working capital trapped for significant periods, limiting the volume of new work orders you can accept. Under this facility, you can receive up to an 80% advance on verified invoices. You can avail financing against multiple invoices from multiple buyers simultaneously (within the Credit Limit). The outstanding balance with Advance Finance is settled through collections from the buyers once the invoice/bill matures, with any remaining balance refunded to you.

Eligibility

Who can apply for Supply Chain Finance

Business Profile
  • Must have recurring sales on credit to corporate buyers
  • Minimum 2 years of continuous business operation and experience
Applicant Requirements
  • Age between 21 years and 60 years
  • Business within the service range of Advance Finance branches

Required documents to avail this service are available on request — please download the checklist or contact us to get started.

Common Questions

How much advance can I get against my invoices?

You can receive up to 80% advance financing against verified invoices.

What is the maximum credit period?

The credit period is based on your cash flow cycle, up to a maximum of 180 days.

Can I finance invoices from multiple buyers?

Yes, you can avail financing against multiple invoices from multiple buyers simultaneously, within your approved Credit Limit.

How is the loan settled?

The outstanding balance is settled through collections from your buyers once the invoice/bill matures, with any remaining balance refunded to you.