Personal Loan

Life's Important Moments Deserve Financial Support

৳1L - ৳20L

Loan Amount

14% - 16%

Interest Rate

1 - 4 Years

Repayment Tenure

5-7 Days

Fast Processing

Personal Loans

Your Dreams, Our Support

Quick, hassle-free funding to handle life's surprises and opportunities.

Life brings countless moments that require financial support - your child's university admission, a family wedding, urgent medical treatment, home renovation, or a dream vacation. Advance Finance Personal Loan provides the buffer you need without touching your savings.

No collateral required for loans up to ৳10 Lac
Minimal documentation & simple process
Flexible repayment options up to 48 months
No hidden charges or early settlement fees

Why Choose Our Personal Loan?

Tailored features to meet your varied financial needs

Medical Emergency

Instant Support

Don't let lack of funds affect your health. Get quick loans for surgeries, treatments, or hospitalization.

Dream Vacation

Travel freely

Plan that long-awaited family trip or Hajj pilgrimage without financial worry.

Wedding Plans

Celebrate Big

Make your special day memorable. Cover venue, jewelry, and catering costs easily.

Education

Invest in Future

Pay for university admission fees, semester tuition, or study abroad expenses.

Home Renovation

Upgrade Living

Fund interior design, repairs, or buying new furniture and electronics.

Debt Consolidation

Simplify Finances

Combine multiple small loans into one manageable EMI and reduce stress.

Eligibility Criteria

Who can apply for this loan?

For Salaried Individuals

  • Age: 21 to 58 years
  • Minimum Income: ৳25,000 per month
  • Experience: Minimum 2 years with current employer

For Business / Self-Employed

  • Age: 21 to 60 years
  • Minimum Income: ৳40,000 per month
  • Business Tenure: Minimum 3 years operation

Required Documents

Keep these ready for faster processing

Identity Proof
  • National ID Card Copy
  • Recent Passport Size Photos
  • E-TIN Certificate
Income Proof
  • Last 6 Months Salary Slips
  • Last 6 Months Bank Statement
  • Job Certificate / Appointment Letter
  • Trade License (for Business)
Address Proof
  • Utility Bill (Gas/Electricity/Water)
  • Copy of Rental Agreement (if applicable)

Personal Loan Calculator

Check your monthly installment amount

Max ৳20,00,000
Rates start from 14%

Loan Summary

Loan Amount ৳5,00,000
Interest Rate 14%
Tenure 3 Years
Monthly EMI ৳17,089
Total Interest ৳1,15,204
Total Payment ৳6,15,204

Figures are indicative based on standard calculation. Actual approval is subject to credit assessment.

Apply for Personal Loan

Common Questions

Do I need to provide any collateral?

For loans up to ৳10 Lac, generally no collateral is required if your income and employment status meet our criteria.

How long does the approval take?

Once all documents are submitted, we typically approve and disburse funds within 5 to 7 working days.

Can I pay off the loan early?

Yes, early settlement is allowed after 6 months of repayment. A minimal early settlement fee may be applicable as per central bank rules.